2025 Charleston & Summerville Real Estate Market Trends + Forecast

The Charleston region has long been one of the most desirable places to live in the Southeast — and 2025 is no exception. From the historic charm of downtown Charleston to the fast-growing neighborhoods of Summerville, buyers and sellers alike want to know: What’s the market doing now?

Here’s a breakdown of the latest data, key trends, and what they mean for anyone looking to buy or sell a home in 2025.

1. Prices Remain Strong, But Growth Is Slowing

The Charleston housing market has seen consistent appreciation over the past decade. In 2025, prices are still climbing — but at a more measured pace. Summerville remains a popular choice for families seeking more space at a slightly lower cost compared to downtown Charleston and Mt. Pleasant.

• Charleston Metro median home price (early 2025): approx. $450,000–$500,000.

• Summerville median home price: approx. $325,000–$375,000.

Expect modest growth (3–5%) instead of the double-digit surges seen in the early 2020s.

2. Inventory is Slowly Improving

In 2024, low inventory made competition fierce. In 2025, more listings are hitting the market thanks to new construction in Summerville and surrounding areas. While demand is still high, buyers may find slightly more breathing room.

• New developments in Nexton, Cane Bay, and other Summerville communities are bringing fresh options.

• Historic Charleston homes remain scarce and competitive.

3. Interest Rates and Buyer Behavior

Mortgage rates remain a wildcard. While they’ve come down slightly from 2023–2024 highs, they’re still above the historic lows many buyers remember. This has shifted buyer behavior:

• First-time buyers are looking further out (Summerville, Goose Creek) to find affordability.

• Move-up buyers are cautious, often staying put unless they have strong equity.

• Investors are watching closely, targeting short-term rental potential in Charleston’s tourist-heavy zones.

4. Neighborhoods to Watch

• Summerville: Family-friendly, strong schools, master-planned communities like Nexton.

• Mt. Pleasant: Premium prices, close to beaches, consistent demand.

• North Charleston: More affordable entry point, especially for younger buyers.

• Historic Charleston: Always competitive, limited supply keeps values high.

5. Challenges Ahead

Even with steady demand, buyers and sellers should keep an eye on a few potential headwinds:

• Rising homeowner’s insurance costs, especially in flood-prone coastal zones.

• Ongoing construction costs that keep new builds from being truly “affordable.”

• National economic uncertainty, which could affect buyer confidence.

6. Forecast for 2025–2026

• Prices: Continued growth, but slower — around 3–5% annually.

• Demand: Strong in Summerville for new construction; steady in Charleston’s established neighborhoods.

• Opportunity: Buyers may regain a little leverage in 2025 as inventory improves.

Final Thoughts

The Charleston and Summerville housing markets remain among the strongest in the Southeast. Buyers can expect more options in 2025, while sellers still benefit from healthy demand.

💡 Pro Tip: Whether you’re moving to the Lowcountry for the first time or selling your Summerville home, having the right realtor by your side makes all the difference. Explore our trusted network of agents serving Charleston and Summerville to make your move with confidence.